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Terms and Conditions for our products and services

Account Terms and Conditions and Charges

The Account Terms and Conditions and Charges apply to the following accounts: 1st Account, Savings Account, Everyday Savings Account, Everyday e-Saver Account, Regular Saver Account, Bonus Savings Account and e-Savings Account, plus your use of Online Banking, Phone Banking and Text Message Banking for any products you have with us.

From 23 November 2021, ‘Charges and Additional Product Terms’ and  ‘Give me the facts’ will be included in the ‘Account Terms and Conditions and Charges’ document. 

Savings Accounts

Credit cards Terms and Conditions


First Directory

Our Digital Terms